Vanguard MIC is an Investment Vehicle

Investments in Vanguard MIC are qualified for many of the Canadian Registered Savings and Pension Plans, providing an excellent alternative to fee-driven income options such as stocks or mutual funds. Start any of the registered plans below or simply transfer your existing plans to us.

Our Registered Plans are provided by Olympia Trust Company

Education Savings Plans

RESP: Registered Education Savings Plan

  • Individual Plans
  • Family Plans

Retirement Savings Plans

RRSP & Spousal RSP: Retirement Savings Plan
RRIF: Retirement Income Fund
LIRA: Locked-in Retirement Account
LRIF: Lock-in Retirement Income Fund

Tax-Free Savings Account

TFSA: Tax-free Savings Account

  • As of January 1, 2013, Canadian residents, age 18 and older, can contribute up to $5,500 annually to a TFSA. This is an increase from the annual contribution limit of $5,000 for 2009 through 2012
  • Investment income earned in a TFSA is tax-free.
  • Withdrawals from a TFSA are tax-free.
  • Unused TFSA contribution room is carried forward and accumulates in future years.

How Our Company Works

Funds are raised from investors through the sale of shares in Vanguard Mortgage Investment Corporation (Vanguard MIC). Investors can invest in non-registered or registered accounts.

Each Mortgage has a different interest rate; therefore Vanguard MIC investors receive an average of all the interest rates as their rate of return. New Mortgages are continuously introduced in order to replace the maturing ones, giving investors an effortless way to receive consistent residual income.